IDENTITY THEFT

This  information will provide you, the victim, with a list of resources and instructions when dealing with an identity theft situation.  The Trumansburg Police Department will assist victims associated with this crime, but unfortunately, the victims themselves are burdened with resolving their own credit problems.  Victims of identity theft must act quickly and assertively to minimize the damage to their good name and credit history.  
W
hen dealing with the authorities and financial institutions, try to keep a log of  all your conversations, including dates, times, names, and phone numbers.  On this page there will be a worksheet for your convenience when logging this contact information. 

The Federal Trade Commission has set up a one stop site for identity theft www.ftc.gov/idtheft which is full of information regarding identity thefts and the steps to be taken.  

 IF YOU FIND THAT YOU’RE THE VICTIM OF IDENTITY THEFT, THE TRUMANSBURG POLICE DEPARTMENT IMMEDIATELY URGES YOU TO TAKE THE FOLLOWING STEPS. 

Contact the fraud departments of each of the three major credit bureaus and report the theft.  Ask that a “fraud alert” be placed on your file and that no new credit be granted without your approval.
Equifax  1-800 525 6285 www.equifax.com
Experian 1-800-397-3742 www.expeiran.com/
Trans Union 1-800-680-7289 www.transunion.com

For any accounts that have been fraudulently accessed or opened, contact the security department of the appropriate creditor or financial institution. Close these accounts and put passwords (not your mother’s maiden name or Social Security number) on any new accounts you open.

To report fraudulent use of your personal checks, contact the following national checking agencies:
CheckRite: 1-800-766-2748
Chexsystems: 1-800-428-9623
CrossCheck: 1-800-843-0760
Certigy/Equifax: 1-800-437-5120
International Check: 1-800-526-5380
“SCAN”:1-800-262-7771
TeleCheck: 1-800-710-9898

You must file a report with your local police department or the police department where the identity theft took place. Get the report number or a copy of the report in case the bank, credit card company or others need proof of the crime later. CASE # _____________

Call the ID Theft Clearinghouse toll-free at 1-877-IDTHEFT (1-877-438-4338) to report the theft.  counselors will take your complaint and advise you on how to deal with the credit-related problems that could result from ID Theft.  The Identity Theft Hotline gives you one place to report the theft to the federal government and receive helpful information.

IMPORTANT IDENTITY THEFT LINKS:

ØFederal Trade Commissionwww.ftc.gov/idtheft

ØIdentity Theft Resource Center www.idtheftcenter.org

ØPrivacy Rights Clearinghouse www.privacyrights.org

ØSocial Security Online  www.ssa.gov/pubs/idtheft.htm

ØU.S. Postal Inspection Servicewww.usps.com/postalinspectors

IDENTITY THEFT PACKET/WORKSHEET

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